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Can you guys in the states explain what you mean when you say “250k/500k”

Here in BC we have provincial insurance. So for me it’s about $197cad a month. 500 deduc 2mil liability.

(For those wondering, our minimum liability is $1,000,000 which is probably why icbc is in such a black hole of debt. Super bad drivers and everyone thinks they’ve won a lottery when hit and lawyer up)
How old are you? Potentially thinking of moving back to BC and without a BC drivers license I can't seem to get a decent quote. Most are estimating about $550 a month which is crazy. $197 would be better, but even less would be great.

In Calgary, I pay $177 a month which is combined with my condo insurance
 

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@eglove 30 years old, ~11 years driving, no accidents or tickets. ICBC just updated how they give out insurance and I have to renew before dec. 01. I will definitely be going up....
 

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That different in Canada huh? No wonder my relatives in Toronto and Niagara falls tells me I dive fast.

Here San Diego, you will get ran over if you only do the posted speed limit.
 

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That different in Canada huh? No wonder my relatives in Toronto and Niagara falls tells me I dive fast.

Here San Diego, you will get ran over if you only do the posted speed limit.
I drove my big turbo fiesta twice in California. Best driving experience ever. You can actually drive the car to it's potential there. Few times I was going 85mph (which is stinking fast in Canadian speed lol - We can barely go 65mph and not get in ****) on the I5 and the CHP didn't even blink an eye and I even got a few thumbs up lol. I love oceanside/San Diego. I'll probably take the RS down there next year
 

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MA in a terrible zip code for insurance rates. Full coverage and $1k deductible. $3300/year. Note that i have 05 points on my driving history so that's adding around $1400/year which i finally get rid of in June of this year.
 

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MA in a terrible zip code for insurance rates. Full coverage and $1k deductible. $3300/year. Note that i have 05 points on my driving history so that's adding around $1400/year which i finally get rid of in June of this year.
Damn man, that's a whole car payment right there. MA sucks for insurance.
 

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We pay about $2,800/year for the RS and a 2020 4runner. Pretty substantial coverage. We have DUI and drivers not carrying insurance problems here in CO. Makes prices pretty bad for those following the rules. We're both 31, wife has a pretty clean history. I had a claim 3 years ago, but no speeding tickets in a long time.

Found this interesting. CO isn't in the top 10, but makes the list as the state with the highest YoY increase. Also, not sure how credible this source is: https://patch.com/us/across-america/here-are-states-priciest-car-insurance
 

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Often times, but not always, monthly insurance rates are low because people don’t even know what their policies are. It’s always a good idea to know what your premiums are vs. insured & uninsured motorists & also vs. property damage. Most cheap insurance rates will be due to the policy having extremely low premiums, which is basically no coverage, should something unforeseen happen.




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