Ford Focus RS Forum banner

341 - 356 of 356 Posts

·
Registered
Joined
·
102 Posts
Can you guys in the states explain what you mean when you say “250k/500k”

Here in BC we have provincial insurance. So for me it’s about $197cad a month. 500 deduc 2mil liability.

(For those wondering, our minimum liability is $1,000,000 which is probably why icbc is in such a black hole of debt. Super bad drivers and everyone thinks they’ve won a lottery when hit and lawyer up)
How old are you? Potentially thinking of moving back to BC and without a BC drivers license I can't seem to get a decent quote. Most are estimating about $550 a month which is crazy. $197 would be better, but even less would be great.

In Calgary, I pay $177 a month which is combined with my condo insurance
 

·
Registered
Joined
·
1,234 Posts
@eglove 30 years old, ~11 years driving, no accidents or tickets. ICBC just updated how they give out insurance and I have to renew before dec. 01. I will definitely be going up....
 

·
Premium Member
Joined
·
2,515 Posts
That different in Canada huh? No wonder my relatives in Toronto and Niagara falls tells me I dive fast.

Here San Diego, you will get ran over if you only do the posted speed limit.
 

·
Registered
Joined
·
102 Posts
That different in Canada huh? No wonder my relatives in Toronto and Niagara falls tells me I dive fast.

Here San Diego, you will get ran over if you only do the posted speed limit.
I drove my big turbo fiesta twice in California. Best driving experience ever. You can actually drive the car to it's potential there. Few times I was going 85mph (which is stinking fast in Canadian speed lol - We can barely go 65mph and not get in ****) on the I5 and the CHP didn't even blink an eye and I even got a few thumbs up lol. I love oceanside/San Diego. I'll probably take the RS down there next year
 

·
Registered
Joined
·
229 Posts
49 years old, clean record and I pay about $2000 a year here in Michigan.

Sent from my moto g(7) power using Tapatalk
 

·
Registered
Joined
·
15 Posts
MA in a terrible zip code for insurance rates. Full coverage and $1k deductible. $3300/year. Note that i have 05 points on my driving history so that's adding around $1400/year which i finally get rid of in June of this year.
 

·
Registered
Joined
·
12 Posts
MA in a terrible zip code for insurance rates. Full coverage and $1k deductible. $3300/year. Note that i have 05 points on my driving history so that's adding around $1400/year which i finally get rid of in June of this year.
Damn man, that's a whole car payment right there. MA sucks for insurance.
 

·
Premium Member
Joined
·
455 Posts
We pay about $2,800/year for the RS and a 2020 4runner. Pretty substantial coverage. We have DUI and drivers not carrying insurance problems here in CO. Makes prices pretty bad for those following the rules. We're both 31, wife has a pretty clean history. I had a claim 3 years ago, but no speeding tickets in a long time.

Found this interesting. CO isn't in the top 10, but makes the list as the state with the highest YoY increase. Also, not sure how credible this source is: https://patch.com/us/across-america/here-are-states-priciest-car-insurance
 

·
Registered
Joined
·
271 Posts
Often times, but not always, monthly insurance rates are low because people don’t even know what their policies are. It’s always a good idea to know what your premiums are vs. insured & uninsured motorists & also vs. property damage. Most cheap insurance rates will be due to the policy having extremely low premiums, which is basically no coverage, should something unforeseen happen.




Sent from my iPhone using Tapatalk
 

·
Registered
Joined
·
15 Posts
Damn man, that's a whole car payment right there. MA sucks for insurance.
Yea, i would probably save 30% off my rate if i was in the same town/zip as my parents. Even though my car is stored in a private garage, doesn't matter. I take the full hit of my zip code and its not a good one.
 

·
Registered
Joined
·
40 Posts
I think i am about 1300 a year in colorado, surprisingly more vs newer Laramie longhorn cummins dually but substantially less vs 2018 Trackhawk.
Clean record for wife and i.
Should touch on level of coverage..."i am covered" and my agent can comfortably retire 4 years earlier just because of my coverages.
 

·
Registered
Joined
·
447 Posts
Last Speeding ticket in 1991, Clean Record thus far. Here in NH I pay Full Coverage $860/year ($500 deductible) for my RS.

Once upon a time in 2015 I lived in Corpus Christi Texas, I just about blew chunks when they quoted me Liability on my hunk of junk 2002 Regal GS rust bucket from hell (But it had balls). It's crowded down there and many people drive like total a$$ Clowns.
 

·
Registered
Joined
·
24 Posts
If you're paying 500 a month you should get a new company lol.

My house insurance and 4 cars, one brand new and another with full coverage was 350 a month.

I hope they just insure it as another focus :p
That is what w/ my '23 ST and my RS... DARTH
 
341 - 356 of 356 Posts
Top